Bitcoin holder buys 3 BTC for $30,000 in 2020.Worth $228,000 today.April arrives. He needs $60,000.If he sells 1 BTC, he triggers $66,000 in capital gains. Pays $13,200 in tax.Walks away with $62,800. Loses the upside forever.Instead, he borrows $60,000 against all three.Keeps every sat.Pays $6,210 in interest over 12 months.Clears the bill.Stack still growing.IRS gets $0.
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