The most expensive thing a founder can do is give away equity to solve a problem they could have just paid for. If you can hire the accountant, they don’t need a piece of your company. Equity is for people who are building with you, not billing you. But beyond that: never sell what you don’t understand. The moment you can’t identify the true value of what you have, you’re not negotiating; you’re just accepting whatever number someone puts in front of you. And whatever you do, don’t raise when yo

For years I’ve been told the housing crisis is caused by immigrants. So I spent weeks reading ABS data, Treasury reports, RBA publications, housing research, and government statistics to see if the evidence supported that claim. What I found surprised me. Immigration matters, but the research consistently points to multiple causes: underbuilding, zoning restrictions, planning delays, construction shortages, investor incentives, population growth, and cheap credit. Focusing on one cause often ign

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