The Trump administration is moving to overrule any state laws that may protect consumers’ credit reports from medical debt ...
The Trump administration is set to issue new guidance prohibiting states from removing medical debt from credit reports.
A federal credit reporting law generally takes precedence over state measures barring medical debt and other items on ...
Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...
Reversing guidance from the Biden administration, the Consumer Financial Protection Bureau concludes that states cannot bar ...
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Trump’s New Rules Will Wreck People’s Credit

President Donald Trump’s administration is about to ruin a lot of people’s credit. A new interpretative rule set published ...
“Congress meant to occupy the field of consumer reporting and displace state laws,” the Consumer Financial Protection Bureau ...
Businesses need to follow the consumer protection rules of the Fair Credit Reporting Act (FCRA) when engaging in employee surveillance, which includes background reports about employees produced by ...
The Consumer Financial Protection Board (CFPB) recently issued guidances titled Consumer Financial Protection Circular 2024-06: Background Dossiers and Algorithmic Scores for Hiring, Promotion, and ...
The Fair Credit Billing Act is not nearly as well-known to creditors and their counsel as its "fair credit" brother, the Fair Credit Reporting Act. But the FCBA is becoming increasingly popular among ...
"This case was easy to predict. If a credit agency reports a consumer as dead, it only makes sense for them to be held accountable," said Daniel Zemel, an attorney based in Paterson, New Jersey, on ...