The Trump administration is set to issue new guidance prohibiting states from removing medical debt from credit reports.

A federal credit reporting law generally takes precedence over state measures barring medical debt and other items on ...

Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

The FCRA, or Fair Credit Reporting Act, is a federal law enacted by Congress in 1970 to promote accuracy, fairness, and privacy in the information maintained by consumer reporting agencies. In simple ...

Unlike traditional credit-repair services, DB-RAMS operates on a legal foundation built under the Fair Credit Reporting Act ...