Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

Nearly 175 million Americans carried credit card debt into the holiday season, according to TransUnion data. With balances ...

The Federal Reserve signaled a higher bar for 2026 interest rate cuts at its December meeting, potentially snatching away a ...

Leaving a tiny balance on a credit card can feel harmless, even strategic, especially when life is busy and the statement due date is just one more notification in a crowded inbox. In reality, that ...

Credit card companies compete fiercely for a place in Canadians’ wallets. Ads promising the best value for cardholders appear everywhere from social media feeds to subway billboards to airport lounges ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

If you're transferring a $10,000 credit card balance to a 0% intro APR card, you're likely looking at a $300 to $500 balance transfer fee. That's based on the typical 3% to 5% fee most cards charge ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

This is the introduction to Checks and Balance, a weekly, subscriber-only newsletter in which our writers turn their gaze to the latest political developments in America. Sign up to Checks and Balance ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Ippei Naoi / Getty Images Credit card balances ...