Thinking you’re safe with a frozen credit report is like bragging you locked your bike when it’s already gone.

I put together a quick reference with the links to all four agencies, their phone numbers, and what to expect when you freeze ...

I put together a quick reference with the links to all four agencies, their phone numbers, and what to expect when you freeze ...

If you’re heading to the post office, FedEx, UPS or some other drop-off to return something expensive, think iPads, laptops ...