Your income affects the amount you need saved, since you'll probably want to maintain a similar lifestyle when you retire as you enjoyed while you were working. After all, if you were making six figures and suddenly had to live on $20,000, it would be a drastic change.

Keep pressing our limits until we reach our limits.

The idea behind a financial hierarchy of needs in retirement isn’t about rigid rules—it’s about intentionality. It offers a framework to evaluate trade-offs, reduce stress, and make complex decisions feel more manageable.

A Golden State Warriors star opens up on his retirement timeline amid four NBA championships across his illustrious career.

Robert Auwaerter (pronounced “ow-wer-ter”) is vice mayor of Indian River Shores, Fla. That’s a small town (population approximately 4,000), less than 90 miles north of West Palm Beach. Auwaerter has been advising the board of trustees at the pension plan for the town’s public-safety workers and firefighters.

Charlie Brown, a freelance writer living in Portugal, shared why she quit the Financial Independence, Retire Early movement after 6 years because of her ethical concerns.

There are plenty of times when you might no longer want to fund your retirement accounts. You could be in between jobs or saving up for a down payment for a house. Or you could have already reached your savings goals and no longer see a point in continually maxing out your contributions.

Plans to build retirement homes with shops to serve residents have been approved. Stockton Council gave outline planning permission for the project which would see retirement apartments or residential care accommodation with 60 bed spaces built in Ingleby Barwick.