Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S. FICO (NYSE:FICO), the leading analytics ...

Experian (EXPGY) announced a new offer to provide the VantageScore 4.0 credit score for free to its U.S. mortgage clients.

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...