Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

Learn how credit scores influence car loan interest rates in 2025 and discover tips to secure the best financing for your ...

A clear, step-by-step guide to spotting mistakes in your credit file, getting them corrected and protecting your financial ...

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state ...

This article originally published at Connecticut faces setback as federal rule could undo medical debt protections. Body ...

FICO scores range from 300 to 850 and are based on five ... Credit mix: The number of different types of credit that you have on your report. Hard inquiries: How many times a lender has pulled up your ...

During repayment, two terms often confuse borrowers — loan closure and loan settlement. Both sound like the same thing: ...

If finalized, the rule would override state laws, including those that ban reporting of medical debt on consumer credit reports ...

Settlement is a distress option. You and the lender agree on a reduced lump-sum to close the account when you cannot repay ...

Rising prices, high interest rates, and student loan debt has shifted the credit landscape, raising risk in subprime tiers.

The Trump Administration is seeking to nullify state laws that protect consumers from having medical debt appear on their ...

One of the perks of using a credit card is the rewards, with many offering cash back based on what you spend. Redeeming the ...