We researched and evaluated APRs, fees, loan amounts, terms, and more from leading personal loan lenders to help you find the best personal loan for your needs.

Borrowers who maintain high credit scores and low debt-to-income ratios have the best chances at getting a low personal loan rate. Many, or all, of the products featured on this page are from our ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

A personal loan might help you reach financial goals like home improvements or debt consolidation.

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other factors, you ...

Average personal loan interest rates remain elevated, with the lowest rates available to those with strong credit. Compare offers from multiple lenders to get the best interest rate. Many, or all, of ...

If you’re struggling to manage multiple monthly credit card payments, a credit card consolidation loan can simplify your ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Personal loans can be used for a variety of purposes, including debt consolidation, large purchases and home improvements.