Here’s what you need to know about two terms related to annuities — present value and future value. Present value of an annuity vs. future value of an annuity: What’s the di ...

How to Calculate Annuities Using Excel. Annuities represent a loan or investment which offer monthly fixed payments until the account is depleted or paid off.

Key terms and variables Before discussing the formulas used to calculate annuity payments, let’s briefly define some key terms that we’ll use throughout the following sections of the post.

Find out how to use Microsoft Excel to calculate the present value of a fixed annuity, including a calculation example. The calculation doesn't account for taxes.

We can use a simple formula to calculate the present value of a perpetuity annuity. This formula will tell us what a perpetuity is worth based on a discount rate, or a required rate of return.

Find out how the annuity formula works and how to calculate present and future value. Get a simple breakdown of key concepts.

Here are key things to know about inherited annuities and how to calculate taxes.

Here are key things to know about inherited annuities and how to calculate taxes.