Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Student loan refinancing with lenders like College Ave and SoFi might save you money, but you’ll sacrifice federal borrower ...

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Learn about the different types of graduate student loans.

Paying for college can seem like an insurmountable feat for students and their families amid the rising cost of a university education — especially for those who can’t afford to pay out-of-pocket ...

State-based nonprofit student loan lenders can be a good option for borrowers who have reached their federal loan limit and still need financing. Nonprofit lenders often offer lower rates and ...

Deciding how to use a holiday bonus depends on interest rates, loan terms, and savings needs. Here’s how to choose the option ...