Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

Foreclosure activity rose in the third quarter, led primarily by government-backed Federal Housing Administration loans that are generally used by first-time homebuyers. FHA loans are designed for low ...

Government home loans are mortgages issued by private mortgage lenders and insured by the federal government. There are several government agencies that offer mortgage programs, including the Federal ...

Swift Home Loans provides home purchase and refinancing solutions across 48 states and Washington, D.C. Its offerings include conventional, government-backed and specialty loan programs, with support ...

Americans worried that the U.S. government shutdown could derail their plans to take out a mortgage or refinance their home loan can breathe easy — mostly. Housing experts says lenders will continue ...

Philosopher George Santayana once famously observed, “Those who cannot remember the past are condemned to repeat it.” ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable equity, offering them a lot of borrowing power. And, for those looking to ...

The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default as it takes into account rising housing prices. Beginning next year, mortgage ...

Slower mortgage approvals, stalled rural home loans and a freeze on new flood insurance policies: The government shutdown, which began at midnight on October 1, could gum up some of the gears that ...

KNOXVILLE, Tenn. — Changes by the U.S. Department of Housing and Urban Development can impact thousands of potential homebuyers across Tennessee and millions across the country. In a letter to the ...

Terry Lane is a writer for Investopedia with 25 years of experience in journalism and communications. He covers personal finance, Congress, government regulations, and economics. Reicaden / Getty ...