Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...
In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.
FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S. FICO (NYSE:FICO), the leading analytics ...
New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...
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