Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

The Consumer Financial Protection Bureau (CFPB) today announced a proposed new rule that all data brokers be regulated under the 1970 Fair Credit Reporting Act (FCRA), a federal law that protects the ...

Businesses need to follow the consumer protection rules of the Fair Credit Reporting Act (FCRA) when engaging in employee surveillance, which includes background reports about employees produced by ...

The Consumer Financial Protection Board (CFPB) recently issued guidances titled Consumer Financial Protection Circular 2024-06: Background Dossiers and Algorithmic Scores for Hiring, Promotion, and ...

Equifax was ordered to pay $15 million by the Consumer Financial Protection Bureau (CFPB) for not thoroughly investigating credit report errors. The fine will go into a general victims relieffund ...

A Texas judge struck down a Biden-era rule from the Consumer Financial Protection Bureau that would erase unpaid medical debt from credit reports. Judge Sean Jordan of the Eastern District of Texas ...

A federal judge in Texas removed a Biden-era finalized ruled by the Consumer Financial Protection Bureau that would have removed medical debt from credit reports. U.S. District Court Judge Sean Jordan ...

Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it ...

"This case was easy to predict. If a credit agency reports a consumer as dead, it only makes sense for them to be held accountable," said Daniel Zemel, an attorney based in Paterson, New Jersey, on ...

When you apply for a credit card or loan, the bank will likely pull a credit report. Those credit reports are pulled from consumer reporting agencies. The most familiar consumer reporting agencies are ...

The Trump administration joined with trade groups to ask a court to overturn a Biden-era rule that aimed to limit the impact of unpaid medical bills on consumers’ credit history. By Stacy Cowley In ...