The Trump administration is moving to overrule state laws that protect consumers’ credit reports from medical debt.

Recently, the Sixth Circuit found that the Fair Credit Reporting Act (“FCRA”) preempted a former employee’s state law defamation claim against his former employer. While the FCRA can impose burdensome ...

When courts or administrative agencies opine on whether a federal statute preempts state law, they usually do so in the wake of the statute's enactment. But the U.S. Consumer Financial Protection ...

The Fair Credit Reporting Act (FCRA) contains several provisions designed to protect consumers from inaccurate or incomplete credit reporting. One way the statute accomplishes this goal is through ...

In a recent opinion, Henderson v. The Source for Public Data, L.P., et al, the U.S. Court of Appeals for the 4 th Circuit considered whether Section 230(c)(1) of the Communications Decency Act (CDA) – ...

Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...