Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

A federal credit reporting law generally takes precedence over state measures barring medical debt and other items on ...

The FCRA, or Fair Credit Reporting Act, is a federal law enacted by Congress in 1970 to promote accuracy, fairness, and privacy in the information maintained by consumer reporting agencies. In simple ...

In a recently published decision, Nelson v. Experian Information Solutions, the Eleventh Circuit had before it a consumer who ...