Learn how fixing credit report errors, always paying on time, and lowering your utilization can seriously improve your credit ...

Do you know your credit score? It can sure make a difference when you need to borrow money, but many people are clueless ...

There's no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra ...

LLOYDS Bank has launched a new credit card which it claim can improve your credit score The Advance card, which has an APR of ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

This fall, FICO's new models will track your BNPL payments, so those previously invisible late payments could now hurt your ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A 2025 Motley Fool Study ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.