Finding a personal loan can be more difficult if you have poor credit.

Consolidate credit card and other high-interest debt.

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum. How you manage it plays a big role in how it impacts your finances.

Figuring out when to take out a loan, pay cash, use leverage, or pass when something isn't affordable. Unpacking good vs bad debt. Myth: you should always pay cash if you can. Fact: investors should ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Lenders often view individuals with poor credit as ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While some forms of borrowing can help you move forward financially, ...

Maybe, but it will depend on your specific credit score and the type of SBA loan you’re interested in. Many, or all, of the products featured on this page are from our advertising partners who ...

Latin American banks have come a long way since the financial crises of the 1990s and ordinary citizens are bringing their savings out from under their mattresses like never before. Loan portfolios ...

Aside from its debt consolidation loans, Discover offers balance transfer credit cards as another option for borrowers ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...