Robert Auwaerter (pronounced “ow-wer-ter”) is vice mayor of Indian River Shores, Fla. That’s a small town (population approximately 4,000), less than 90 miles north of West Palm Beach. Auwaerter has been advising the board of trustees at the pension plan for the town’s public-safety workers and firefighters.

Your income affects the amount you need saved, since you'll probably want to maintain a similar lifestyle when you retire as you enjoyed while you were working. After all, if you were making six figures and suddenly had to live on $20,000, it would be a drastic change.

Gen Z gets a bad rap when it comes to financial wellness, but they're on track for retirement at higher rates than older Americans.

Keep pressing our limits until we reach our limits.

The idea behind a financial hierarchy of needs in retirement isn’t about rigid rules—it’s about intentionality. It offers a framework to evaluate trade-offs, reduce stress, and make complex decisions feel more manageable.

A Golden State Warriors star opens up on his retirement timeline amid four NBA championships across his illustrious career.

Charlie Brown, a freelance writer living in Portugal, shared why she quit the Financial Independence, Retire Early movement after 6 years because of her ethical concerns.

There are plenty of times when you might no longer want to fund your retirement accounts. You could be in between jobs or saving up for a down payment for a house. Or you could have already reached your savings goals and no longer see a point in continually maxing out your contributions.